PRIVACY AND DATA PROTECTION POLICY
Yosr is Powered by Naya Technomedia DWC-LLC
This Privacy and Data Protection Policy (hereinafter the “Policy”) are between you (hereinafter the “User”, “You”, “Your”) and YOSR DWC-LLChereinafter the “YOSR”, “Developer” “We”, “A company registered under the laws of Dubai world Centre (hereinafter the “DWC”) under the License number 10554 and Registration Number 10096, (each a “Party”, together the “Parties”) for the use of the application operated under the trade name “YOSR” hereinafter the “YOSR”, “Application”, “App”.
Users to whom these Policy apply shall include, without limitation: potential and existing Application Users, Application vendors, Application reviewers, industry insiders and media relations professionals.
This Policy describes the information how we process your personal Data, and disclose your information, and the steps we take to protect your information on our Website (www.yosr.app) and Application. By using the service, you consent to the privacy practices described in this Policy. This Policy only addresses the use and disclosure of information we collect from you online.
1. HOW WE COLLECT AND USE YOUR PERSONAL DATA
Personal Data means any Data that can be used to identify a User. You directly provide us with such Data when you use our Website, products, services and interact with us by, for example, registering in our Application and contacting us for support.
YOSR collects Data from you, through interactions and through our products for a variety of purposes described below, including to operate effectively and provide you with the best experiences with our services. You provide some of this Data directly, such as when you create an account. We may also obtain Data by recording how you interact with our Application, Website, products, or services. As permitted by law, we may also obtain Data from public and commercial third-party sources, for example, purchasing statistics from other companies to support our services.
As permitted by law, we may also obtain Data from public and commercial third-party sources that may include:
· Publicly available sources, such as open government databases;
· Data brokers from which we purchase Data to supplement the Data we collect;
· Communication services, including email providers and social networks, when you give us permission to access your Data on such third-party services or networks;
· Partners with which we offer co-branded services or engage in joint marketing activities;
· Purchasing statistics from other companies to support our services.
We rely on a variety of legal reasons and permissions to process Data and compliance with legal obligations. YOSR may disclose your information if required to do so by law or in the good-faith belief that such action is necessary to comply with local and federal laws of the UAE, in response to a court order, judicial or other government subpoena or warrant, or to otherwise cooperate with law enforcement activity.
We also reserve the right to disclose your information that we believe, in good faith, is appropriate or necessary to take precautions against liability, to protect YOSR and others from fraudulent, abusive, or unlawful uses or activity, to investigate and defend ourselves against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Application, or to protect the rights, property, or personal safety of YOSR, our Users, or others.
THE DATA WE COLLECT DEPENDS ON THE CONTEXT OF YOUR INTERACTIONS WITH YOSR AND THE CHOICES YOU MAKE (INCLUDING YOUR PRIVACY SETTINGS), THE PRODUCTS AND FEATURES YOU USE, YOUR LOCATION.
2.1. We limit the Users the information we collect.
Your information is an integral part of our operations, and we use it in a variety of ways in providing the service and operating our App. We may use your personal Data for the following purposes:
· to create an account;
· to maintain, operate, and provide you with the services;
· to personalize and better tailor the features, performance and support of the App for your use;
· to fulfil your transaction or service requests, including fulfilling orders and delivering;
· to send you administrative notifications, such as security or installation of and updates to App;
· to respond to your inquiries;
· to send you market surveys, satisfaction surveys, marketing information or other information;
· to provide you with opportunities and functionality that we think would be of particular interest to you;
· to analyse, benchmark and conduct research on User Data and User interactions with App;
· to synchronize, share, and store the Data you upload or download and the Data needed for the uploading and downloading;
· to comply with and enforce applicable legal requirements, industry standards and our Policy;
· to address intellectual property infringement, right of privacy violations or defamation issues related to User content posted in the App or to send you promotional messages related to the service and the activities of third parties we work with.
2.2. The Data we collect may include the following:
· Name and contact Data
Your first and last name, email address, postal address, phone number, and other similar contact Data.
Passwords, password hints, and similar security information used for authentication and account access.
· Demographic Data
Data about you, such as your age, gender, country, and preferred language.
· Licensing Data and subscription
Information about your subscriptions, licenses, and other entitlements.
Data about your use of Application products and services. In some cases, such as search queries, this is Data you provide in order to make use of the products. In other cases, such as error reports, this is Data we generate. Other examples of interactions Data include Device and usage Data. Data about your device and the product and features you use, including information about your hardware and software, how our products perform, as well as your settings. For example:
1. Account and payment history (Data about the items you purchase and activities associated with your account);
2. Browse history (Data about the pages you visit in the Application);
3. Device, connectivity, and configuration Data (Data about your device, your device configuration, and nearby networks, IP address, regional and language settings);
4. Performance Data and error reports (Data about the performance of the products and any problems you experience, including error reports. Error reports can include details of the software or hardware related to an error);
5. Help Data (Data you provide when you contact YOSR for help, such as the products you use, and other details that help us provide support. When you contact us, such as for User support, phone conversations or chat sessions with our representatives may be monitored and recorded);
6. Interests and favourites (Data about your interests and favourites);
7. Searches and commands (Search queries and commands when you use Application);
8. Images (Images and related information);
9. Other input (Other inputs provided when you use our Application);
10. Content (Content of your files and communications you input).
2. COOKIES AND SIMILAR TECHNOLOGIES
A cookie is a text file stored by a server on a computer or mobile device. The content of a cookie can be retrieved or read only by the server that creates the cookie. Data often consists of a line of identifiers, site names, numbers and characters that uniquely identifies your Application, but it can contain other information as well. Cookies are unique to the browsers or mobile Applications you use enable to store Data such as your preferences or items in your shopping cart.
Cookies allow websites to remember your settings such as language, font size on your computer or mobile device, or other browser preferences.
· Sign-in and verification.
· Storing your settings and preferences.
· Storing information, you provide in Application
· Interest-based advertising
3. HOW TO CONTROL COOKIES
User may to block or delete cookies by selecting menu> settings> Privacy & Security> Cookies. For more information about how to delete your cookies in YOSR Application, please contact our specialist via following email firstname.lastname@example.org. If you use a different browser, refer to that browser’s instructions.
Where required, we obtain your consent before placing optional cookies that are not for the purpose of facilitating a communication or strictly necessary to provide the Application. We separate these optional cookies by purpose, such as for advertising and social media purposes. You may consent to certain categories of optional cookies.
Certain features of YOSR Application depend on cookies. If you choose to block cookies, you cannot sign in or use some of those features, and preferences that are dependent on cookies will be lost. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, are deleted and will need to be recreated.
4. USE OF WEB BEACONS AND ANALYTICS SERVICES
In addition to cookies, we may also use other similar technologies on in our Application such as web beacons and other similar technologies. This helps us to, for example, develop statistics on how often clicking on an advertisement in Application. It also allows us to understand your activity in the Application in connection with your use of service. A web beacon is a transparent graphic image embedded in a website or in an email.
We use pixel tags in emails to find out whether an email has been opened.
Finally, YOSR products often contain web beacons or analogous technologies from third-party analytics providers, which help us gather aggregated statistics about the effectiveness of our promotional campaigns or other operations. These technologies enable the analytics providers to set or read their own cookies or other identifiers on your device, through which they can collect information about your online activities across Application, Website, or other products.
Other similar technologies
In addition to standard cookies and web beacons, we can also use other technologies to store and read Data files. This is typically done to maintain your preferences or to improve speed and performance by storing certain files locally. But, like standard cookies, these technologies can also store a unique identifier for your computer, which can then track behaviour.
YOSR shares your personal Data with other partners, as described in this Policy, when services are provided by partners authorized by YOSR. We may share personal Data with YOSR affiliates and other parties.
To comply with applicable laws or respond to valid legal procedures, YOSR may also disclose your personal Data to law enforcement or other government authorities. If YOSR is involved in a restructuring, merger, acquisition, or a bankruptcy or liquidation lawsuit, your personal Data may be disclosed in connection with the same. YOSR may also disclose your Data when appropriate, for example, to execute Terms and Conditions, when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or when it is in connection with an investigation of suspected or actual illegal activity.
YOSR may share your personal Data with your consent or to complete any transaction or provide any product you have requested or authorized via Application. We also may share Data with YOSR -controlled affiliates and subsidiaries, with vendors working on our behalf, when required by law or to respond to legal process, to protect our Users, to protect lives, to maintain the security of our products and to protect the rights and property of YOSR and its Users.
You are solely responsible for disclosing to your users. As such, it is your obligation to disclose to your customers that cardholder Data may be transferred, processed and stored outside of the UAE and may be subject to disclosure as required by applicable law.
We use appropriate physical, management, and technical measures to protect your personal Data from unauthorized access, disclosure, use, modification, damage, or loss. For example, we use cryptographic technologies for Data confidentiality, protection mechanisms to prevent attacks, and access control mechanisms to permit only authorized access to your personal Data. We also provide training on security and privacy protection for employees to raise their awareness of personal Data protection. YOSR is committed to protecting your personal Data.
Although we may allow you to adjust your privacy settings to limit access to your information, please be aware that no security measures are perfect or impenetrable. We cannot control the actions of other users with whom you may choose to share your information. Therefore, we cannot and do not guarantee that information you post in the Application will not be viewed by unauthorized persons. We are not responsible for circumvention of any privacy settings or security measures contained in the Application. You understand and acknowledge that, even after removal, copies of information that you have posted may remain viewable in cached and archived pages or if other users have copied or stored such information.
When we transmit highly confidential Data over the Application, we protect it using encryption. YOSR complies with applicable Data protection laws, including applicable security breach notification laws.
If you receive information about others, including cardholders, through the use of the App, you must keep such information confidential and only use it in connection with the App. You may not disclose or distribute any such information to a third party or use any such information for marketing purposes unless you receive the express consent of the User to do so. You may not disclose card numbers to any third party, other than in connection with processing a card transaction requested by the customer.
7. SELLING OF PERSONAL DATA
YOSR will not sell your personal information to third parties and will only communicate to third parties involved in the execution of your App. Our employees and our third parties are obliged to protect the confidentiality of your personal information.
8. RETENTION OF PERSONAL DATA
We will retain your personal information for no longer than is necessary for the purposes stated in this Policy, unless otherwise extending the retention period is required or permitted by law. The Data storage period may differ with scenario, product, and service. YOSR retains personal Data as long as necessary to fulfil the transactions you have requested, or for other legitimate purposes such as complying with our legal obligations and resolving disputes, controlling and improving the performance, quality of products and services, records, ensuring the security of systems, handling possible User queries or complaints and problem. Because these needs can vary for different Data types, the context of our interactions with you or your use of products, actual retention periods can vary significantly.
We will maintain your registration information as long as your account is necessary for service provision. You can choose to deregister your account. After you deregister your account, we will stop providing you with products and services through your account and delete your relevant personal Data, provided that deletion is not otherwise stipulated by special legal requirements.
9. WHERE WE STORE AND PROCESS PERSONAL DATA
Personal Data collected by YOSR may be stored and processed in the UAE, and in any other country where YOSR has its affiliates, subsidiaries, or service providers operate facilities, if any. YOSR maintains major Data Centre in the UAE. The storage location(s) are chosen in order to operate efficiently, to improve performance, and to create redundancies in order to protect the Data in the event of an outage or other problem. We take steps to ensure that the Data we collect is processed according to the provisions of this Policy and the requirements of applicable laws and regulations.
We may transfer personal Data. When we engage in such transfers, we use a variety of legal mechanisms to help ensure your rights and protections travel with your Data. YOSR complies with the UAE laws regarding the collection, use, and retention of personal information.
If there is any conflict between the terms in this Policy and the UAE laws and regulations, the last one shall prevail.
10. COLLECTION OF DATA FROM CHILDREN
Our Application is solely for Users who are 18 (eighteen) years of age or older. A child must not create an account and register in the Application without the consent of a parent or guardian. If a child's personal Data is collected with prior parental consent, we will only use or disclose the Data as permitted by law, with the explicit consent of the child's parents or guardians, or when necessary, for the protection of the child. When a YOSR collects age, and there is an age in your jurisdiction under which parental consent or authorization is required to use the product, the product will either block Users under that age or will ask them to provide consent or authorization from a parent or guardian before they can use it.
If we accidentally collect a child's personal Data without verified prior consent from the child's parents, we will attempt to delete the Data as soon as possible. We will not knowingly ask children under that age to provide more Data than is required to provide for the product.
Once parental consent or authorization is granted, the child's account is treated much like any other account.
The child can access communication services and freely communicate and share Data with other Users of all ages.
Parents or guardians can change or revoke the consent choices previously made, and review, edit, or request the deletion of the personal Data of the minors for whom they provided consent or authorization. The parent or guardian can manage a minor’s information and settings and view and delete a minor’s Data on their privacy dashboard.
11. THIRD-PARTY PROVIDERS AND THEIR SERVICES
To ensure a positive User experience, you may receive content or links from third parties other than YOSR and its partners. YOSR does not have the right to control such third parties, but User can choose whether to use the links, view the content and/or access the products or services provided by third parties.
Any personally identifiable information you provide on third party sites or services is provided directly to that third party and is subject to that third party’s policies, if any, governing privacy and security, even if accessed through our Application. We are not responsible for the content or privacy and security practices and policies of third-party sites or services to which links or access are provided through the Application. We encourage you to learn about third parties’ privacy and security policies before providing them with personally identifiable information.
If you used a third-party application to post such information, you can remove it, by either logging into the said application and removing the information or by contacting the appropriate third-party application.
12. INTERNATIONAL VISITORS
The Application is hosted in the UAE and is intended solely for visitors located within the UAE. If you choose to use the Application from other region of the world with laws governing Data collection and use that may differ from the UAE law, then please note that you are transferring your personally identifiable information outside of those regions to the UAE for storage and processing, and by providing your personally identifiable information in the Application you consent to that transfer, storage, and processing.
Advertising allows us to provide, support, and improve some of our services. YOSR does not use what you say in email, chat, your documents, photos, or other personal files to target advertisements to you. We use other Data, detailed below, for advertising in Application and on third-party properties. For example:
· YOSR may use Data we collect to select and deliver some of the advertisements you see in the Application;
· When the advertising is enabled in Application as part of your privacy settings, third parties can access and use the advertising ID (much the same way that websites can access and use a unique identifier stored in a cookie) to select and deliver advertisements in Application;
· We may share Data we collect with partners, so that the advertisements you see in Application are more relevant and valuable to you;
· Advertisers may choose to place our web beacons on their sites, or use similar technologies, to allow YOSR to collect information on their sites such as activities, purchases, and visits. We use this Data on behalf of our advertising customers to provide advertisements.
The advertisements that you see may be selected based on Data we process about you, such as your interests and favourites, your location, your transactions, how you use our products, your search queries, or the content you view.
The ads that you see may also be selected based on other information learned about you over time using demographic Data, location Data, search queries, interests and favourites, usage Data from our Application and sites, and the information we collect about you from the sites and Application of our advertisers and partners. To provide personalized advertising, we combine cookies placed on your device using information that we collect. If you opt out of receiving personalized advertising, Data associated with these cookies will not be used.
For personalized advertising, we retain Data for no more than 12 months, unless we obtain your consent to retain the Data longer. In some cases, we share with advertisers reports about the Data we have collected on their sites or advertisements.
Advertisers sometimes include their own web beacons (or those of their other advertising partners) within their advertisements that we display, enabling them to set and read their own cookie. Additionally, YOSR partners with third-party advertisements companies may to help provide some of our advertising services, and we also allow other third-party advertisements companies to display advertisements on our sites. These third parties may place cookies on your device and collect Data about your online activities across Application or online services.
14. CHANGES TO THIS POLICY
We update this privacy statement when necessary to provide greater transparency or in response to:
3. Feedback from User, regulators, or industry;
4. Changes in our Application;
5. Changes in our Data processing activities or policies.
YOSR reserves the right to update or change this Policy at any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the App with notice that we in our sole discretion deem to be reasonable in the circumstances, including such notice on our website or any other website maintained or owned by us for the purposes of providing services in terms of this Agreement. If there are material changes to the statement, such as a change to the purposes of processing of personal Data that is not consistent with the purpose for which it was originally collected. We will release the latest Policy for any changes. If major changes are made to the Policy, we may notify User through different channels, for example, posting a notice on our Application or sending direct notification. Modifications will be effective on the day they are posted.
15. HOW TO CONTACT US
If you have a privacy concern, complaint, or question, please send an e-mail to email@example.com. We will respond to questions or concerns within 5 days. User can also raise a concern or lodge a complaint with a Data protection authority.
If you have a technical or support question, please visit concerned section to learn more about Support. If you have a personal Application account password question, please contact us via following email firstname.lastname@example.org.
If you have any privacy complaints or issues and want to contact YOSR Data officer at the following email address email@example.com
Where your personal Data is processed by YOSR in accordance with this Policy, entity that responds to your request, contacts you, provides you with products or services, or has signed or is about to sign a contract with you is the controller of the related personal Data.
YOSR confirms that it is familiar with the relevant Data protection provisions and instruct its employees and sub-contractors accordingly. YOSR shall take all the technical and organizational Data protection measures necessary to ensure compliance with the Data protection provisions of the applicable laws and regulations.
YOSR agrees to advise the User immediately in the event of any significant interruption of the Application, suspected infringements of Data protection provisions or other irregularities encountered during the processing of the User’s Data. The User is solely responsible for securing and backing up its content.
YOSR acknowledges that all intellectual property rights related to the Application and YOSR exclusively belong and shall belong to YOSR, and the User shall have no rights in or to the Application other than the right to use it in accordance with the terms of this Policy.
PROHIBITED USE POLICIES
These Prohibited Use Policies (hereinafter the “Prohibited Policies”) are between you (hereinafter the “User”, “You”, “Your”) and hereinafter the “YOSR”, “Developer” “We”, “Our”, a company registered under the laws of Dubai world Centre (hereinafter the “DWC”) under the License number 10554 and Registration Number 10096, (each a “Party”, together the “Parties”) for the use of the application operated under the trade name “YOSR” hereinafter the “YOSR”, “Application”, “App”.
YOSR is the platform is created for advertising and promoting products and services, as well as for attracting prospective clients in one App with the with a variety of integrated navigation system and the ability to receive points for watching promotional videos. Such points can be subsequently exchanged for high-value and precious metals as determined by YOSR.
This Prohibited Policies describes contents (hereinafter the “Prohibited Content”) and businesses (hereinafter the “Prohibited Businesses”) that are prohibited in connection with your use of the App. The Restricted List and Prohibited Businesses listed below are representative, but not exhaustive.
The User is solely responsible for the use of the Application and that Data entered by the User in compliance with applicable laws and regulations.
1. PROHIBITED CONTENT
- Offering of goods or services, posting or uploading content, that conflicts with or promotes activities that are contrary to the laws of the UAE or jurisdictions in which you operate or do business;
- Posting tortious, unlawful, disparaging, malicious, defamatory, infringing, abusive, pornographic, obscene, invasive of another’s privacy, promotes illegal activities/conduct or violates local, state, national or other applicable laws or regulations content;
- Promotion of hate, violence against people based on religion, race, ethnicity, color, national origin, gender, age, disability, health status, veteran status or other forms of discriminatory intolerance;
Bullying, harassment, defamation and threats
- Offering of goods or services, posting or uploading content that harass, bully, defame or threaten a specific individual;
- Offering of goods or services, posting or uploading content that abuse children, including but not limited to images of child abuse;
Illegal use of protected intellectual property
- Offering of goods or services, posting or uploading content that infringe on the copyright or trademarks of others;
Malicious and deceptive practices
- Using of App to transmit malware or host phishing pages. Performing activities or uploading or distributing content that harm or disrupt the operation of the App or other infrastructure of YOSR or others, including YOSR’s third party providers. Using the App for fraudulent business or any other illegal or deceptive activities;
Terrorist organizations and sanctioned parties
- Offering of goods or services, posting or uploading content that imply or promote support, funding of, or membership in, a terrorist organization or internationally sanctioned parties;
Confidential, personal, and health information
- Using the App to transmit unsolicited commercial electronic messages.
2. PROHIBITED BUSINESSES
Direct or indirect offering and sales of the below products and services through the App is prohibited:
· Narcotic, alcohol and psychotropic drugs;
· Weapons and other devices designed to cause physical injury;
Pharmacies or pharmacy referral services (where medication is taken with the help of consultation via the Internet or by phone, without a physical visit to the doctor, including the re-import of pharmaceuticals from foreign countries);
· Betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at races, Online gambling etc;
· Cigarette or tobacco sales and others.
· Escort services;
YOSR at its sole discretion may, but not obligated to, monitor, suspend and/or terminate User’s activity, and/or edit or remove User content, which violates or otherwise fails to comply with these Policy and applicable laws and regulations.
YOSR may, at any time and without prior notice, remove any content, and suspend or terminate your account or your access to the App if you engage in activities that violate the letter or fortitude of this Prohibited Policies, including activities unrelated to your use of the App.
YOSR may modify this Prohibited Policies, including the list of the Restricted List, at any time. By continuing to use the App or access your account after an amended version of the Prohibited Policies is posted, agree to be bound by the latest version. In the event of a conflict between the Prohibited Policies and the Terms and Conditions, this Prohibited Policies will prevail, but only to the extent necessary to resolve such conflict.
If you are unsure as to whether your content is legitimate or have questions about how these requirements apply to you, please contact us at firstname.lastname@example.org
These Terms and Conditions (hereinafter the “Terms”) are between you (hereinafter the “User”, “You”, “Your”) and hereinafter the “YOSR”, “Developer” “We”, “Our”, a company registered under the laws of Dubai world Centre (hereinafter the “DWC”) under the License number 10554 and Registration Number 10096, (each a “Party”, together the “Parties”) for the use of the application operated under the trade name “YOSR” hereinafter the “YOSR”, “Application”, “App”.
Users to whom these Terms apply shall include, without limitation: potential and existing Application Users, Application vendors, Application reviewers, industry insiders and media relations professionals.
1. APPLICATION DESCRIPTION
YOSR is the advertising platform to advertise and promote products and services and attract prospective clients in one Application with the diverse integrated navigation system and option of getting reward points for watching ad videos. Such points can be further redeemed against high-value and stable precious metals commodity determined by the Developers.
The Application is aimed at generating retailers and customers networks, providing services and exchange information. The Application is aimed for use by the companies and individuals to advertise their products and services, incentivizing users to engage into the contents through earning benefit points.
Integrated App Chat will further allow users to contact directly advertisers. The Application will allow to conduct auction for the products, implement discount programs and run rankings system. The Developer is entitled to introduce additional features to the Application and amend it at the Developer’s discretion.
The Application features easy navigation system and unique point system for watching ad videos. The number of points shall be limited, defined at the discretion of the Developer. The Developer can set expiration period for the points earned to be used for applying for redemption.
Points value will be defined in the high-value and stable precious metals commodity with a possibility to redeem against such commodity. Points can be also purchased online via credit and debit cards. Points are transferable between accounts. The Developer reserves its right to apply commission on points redemption.
“Terms” - means these Terms and Conditions and includes any notices, policies, guidelines or conditions sent to you or posted in the Application by the Developer;
“Data” - means any photos, images, videos, graphics, written content, code, information or Data inputted or uploaded by you in the Application processed or made available to you or others as a direct result of your use of the services;
“User”, “You” and “Your” - means the person, company or other legal entity which is identified and registered in the Application;
“Services” – means any Services provided by User registered in the Application to people anywhere internationally and exchange information;
“Application” - means the Application operated by the Developer;
“Support” means the guidance, answer, help, support and/or assistance provided by the Developer to User’s requests, e-mails or any other means of communication, whether done remotely or on site;
“Confidential Information” - means any of the Parties’ proprietary information, business or trade secrets, know-how, and technical data, including, inter alia: systems, research and development information, products, product plans, services programs, processes; User’s information related to purchases, sales, manufactures, customer lists, provider and supplier lists; financial, sales and market Data relating to User or areas pertaining to User’s activities or contemplated activities, business forecasts, marketing plans, pricing methods; equipment, materials, procedures or techniques used in, or related to, the development and quality control of the Parties’ services; information related to User’s contracting parties; information on owners, operations, structures, products, services, sales, profits, returns; the terms of these Terms. Confidential Information does not contemplate any information: generally available to the public; released by the Parties without restriction; independently developed or acquired by the Parties; known to the Party prior to receipt from the disclosing Party; or revealed pursuant to court order, process of law or regulatory requirement.
“User Data” - User Data includes names and contact information, the date and time of registration and log in, purchases, payment information, and details, along with photographs and other designs.
In these Terms any reference, express or implied, to an enactment (which includes any legislation in any jurisdiction) includes:
(a) that enactment as amended, extended or applied by or under any other enactment (before, on or after the date of this agreement);
(c) any subordinate legislation (including regulations) made (before, on or after the date of this agreement) under that enactment, including (where applicable) that enactment as amended, extended or applied.
In this Agreement:
(a) words denoting persons include bodies corporate and unincorporated associations of persons;
(b) references to a party to this agreement include the successors or assigns (immediate or otherwise) of that party;
(c) the words including and include shall mean including without limitation and include without limitation, respectively;
(d) any reference importing a gender includes the other genders;
(e) any reference to a document is to that document as amended, varied or novated from time to time otherwise than in breach of this agreement or that document;
(f) any reference to a company includes any company, corporation or other body corporate wheresoever incorporated; and
(g) any reference to a company or firm includes any company or firm in succession to all, or substantially all, of the business of that company or firm.
If there is any conflict or inconsistency between a term in the body of this agreement and a term in any of the schedules or any other document referred to or otherwise incorporated into this agreement, the term in the body of this agreement shall take precedence, unless the relevant schedule or other document which is referred to or otherwise incorporated into these Terms expressly provides that the term in it is to take precedence over the term in the body of this Terms.
3. GRANT BY USER
The User hereby explicitly grants to Us the right to use its identity, products names, description, images, and equivalent identifiers (hereinafter the “Description”) to facilitate the content and advertisement through the Application.
We may share the information you provide to appropriate third parties so that they can send you promotional or marketing material.
BY ACCESSING AND USING THE SERVICES, THE USER EXPRESSLY CONFIRMS AND CERTIFIES THAT HE/SHE HAVE READ, UNDERSTOOD AND AGREED TO BE LEGALLY BOUND BY THESE TERMS.
4. AUTHORIZATION FOR ACCEPTING FUNDS
By accepting these Terms Agreement, you authorize YOSR to receive, hold and disburse funds on your e-wallet within the App via card transactions settles through payment networks. You also authorize YOSR to hold settlement funds in a deposit account at a local financial institution pending disbursement of the funds to you in accordance with these Terms. You agree you are not entitled to any interest or other compensation associated with the settlement funds held in the deposit account at local financial institution, that you have no right to direct that deposit account, and that you may not assign any interest or grant any security interest or lien in the settlement funds or the deposit account at local financial institution. Your authorizations set forth herein will remain in full force and effect until your e-wallet is closed or terminated.
YOSR will only link card transactions of User directly with payment gateway or card issuer. YOSR will not collect credit card or other financial information. You are solely responsible for verifying the identity of users and of the eligibility of a presented payment card used to purchase your products and services, and YOSR does not guarantee or assume any liability for transactions authorized and completed which may later be reversed or charged back. You are solely responsible for all reversed or charged back transactions, regardless of the reason for, or timing of, the reversal or chargeback. YOSR may add or remove one or more types of cards as a supported payment card any time without prior notice to you.
5. ACCESS CONDITIONS
User must ensure that the Application and password, which shall be verified before any payment stage, are kept secure and confidential. User must change password and/or notify Support team of any unauthorised use of the same or any other breach of security. User must take all other actions that the Developer reasonably deems necessary to maintain or enhance the security of the Application and access to the Services.
To use the App for your business, you will first have to register for a YOSR account ("YOSR Account"). When you register for a YOSR Account, we will collect basic information including your name, company name, location, email address, tax identification number and phone number. You may choose to register as an individual or as a company or other business organization. If you register as a company or business, you may also be required to provide information about an owner or principal of the business and you must be authorized to act on behalf of the business and have the authority to bind the business to these Terms. In order to sign up a business to use the Service, you must agree to these Terms on behalf of the business. If you have so agreed, the term "you" will mean you, the natural person, as well as the business you represent. You understand that by registering for a YOSR account, you are simultaneously providing your information for the purpose of opening a e-wallet account.
If we believe that a security breach or compromise of data has occurred, YOSR may require you to have a third party auditor that is approved by YOSR conduct a security audit of your systems and facilities and issue a report to be provided to YOSR, financial institutions and/or payment gateways.
The Developer reserves the right to amend these Terms at any time, effective upon posting of such modified Terms in the Application via in-app notification, including by adding or deleting features and functions.
It is your obligation to ensure that you have read and understood the most recent Terms available in the Application. The updated Terms shall replace any prior agreement(s) between you and the Developer. User acknowledges that the Developer does not control changes made by third party product providers (e.g., online retailers) to their products and that these types of changes may impact the functionality of the Services.
7. GUARANTEE OF POSTED PRODUCTS
By accessing and using the Application, the User agrees and undertakes that he/she is responsible for all actions and for all posted content. The User here represents and warrants the following:
- prohibit any other person or entity to use his/her account;
- that the information and content that User uploads, posts, transmits, or otherwise make available to YOSR and/or Application, including without limitation logos, trademarks and screenshots is accurate and free of third party encumbrances;
- post or otherwise provide tortious, unlawful, disparaging, malicious, defamatory, infringing, abusive, pornographic, obscene, invasive of another’s privacy, promotes illegal activities/conduct or violates local, state, national or other applicable laws or regulations content;
- all insider information, proprietary and confidential information learned or disclosed, or information protected under respective nondisclosure agreements;
- shall not circumvent, interfere, deactivate, disrupt, decrypt or otherwise avoid any technical measures implemented by YOSR to administer and protect the Application;
- access Application by any means other than through interfaces expressly authorized by YOSR and these Terms;
get unauthorised access to any materials other than those to which User have been given express permission;
- endeavour to copy, adapt, modify, reproduce, or reverse any computer programs used to deliver the Services or to operate the Application except as strictly necessary to use either of them for normal operation;
- attempt to damage the integrity or security of the Application;
- transmit, input or upload to the Application, any files that may damage third parties devices or software, contains a virus or any other code files or programs with the ability to interrupt, destroy, compromise, or otherwise limit the functionality of any computer software or hardware or telecommunications equipment;
- use or misuse the Application in any way that may disrupt the functionality of the Application used to provide the Services, or limit the ability of any other User to use the Application, including by misusing in a way or by using the Services in a malicious, fraudulent or unlawful manner.
The User is solely responsible for the use of the Application and that Data entered by the User is in compliance with applicable laws and regulations.
YOSR at its sole discretion may, but not obligated to, monitor, suspend and/or terminate User’s activity, and/or edit or remove User content, which violates or otherwise fails to comply with these Terms and applicable laws and regulations.
8. COMMUNICATION CONDITIONS
Should you use any communication tools available via the Application, you agree only to use such communication tools for lawful and legitimate purposes. You must not use any such communication tool for posting or spreading any material unrelated to the use of the Application or in breach of any law, including material that is protected by copyright or trade secrets which User does not have the right to use.
While generating any communication in the Application, User represents authorization to generate such communication. YOSR is under no obligation to ensure that the communications in the Application are legitimate or that they are related only to the use of the Services. YOSR does reserve the right to remove any communication or contents at any time in its sole discretion.
9. INTELLECTUAL PROPERTY RIGHTS
retains ownership of the Application, including all intellectual property rights therein.
For the purposes of this paragraph, “Intellectual Property” means all intellectual property rights in any part of the world which are at any time created by or deriving from the App or owned by us, developed jointly or independently by us or is our existing property which includes (without limitation), patents (including supplementary protection certificates), works (whose origination or discovery we are responsible for (either alone or jointly)), collective or derivative works, business, prototypes, inventions, discoveries, techniques, computer programs, source codes, data, technical information, trading business brand names, goodwill, style or presentation of goods or services, creations, inventions (or improvement upon or addition to an invention), confidential information, know-how and research effort which is capable of protection by or of giving rise to letters patent, registered and unregistered trade and service marks, utility model, copyright and neighbouring rights, design right, moral right, semi-conductor topography right, database right, any materials, including but not limited printed or electronic material and any materials created by us in connection with any products or services we provide to you or otherwise and other intellectual property or similar proprietary right in any part of the world: (i) whether registered or not, (ii) including any Applications to protect or register such rights, (iii) including all renewals and extensions of such rights or Applications, (iv) whether vested, contingent or future, and (v) wherever existing.
User shall not delete or alter any copyright, trademark, and other proprietary rights notices or markings appearing in the Application.
We grant to User a worldwide, revocable, authority to use, view and download the Application for User’s personal use in accordance with these Terms and international copyright laws.
User certifies, owns or has secured all necessary intellectual property rights that User posts, uploads or otherwise makes available to the third parties, and User further agrees to be liable for all such intellectual property.
All intellectual property rights not expressly granted hereunder are expressly reserved to us.
Nothing contained in these Terms or any other document shall be construed as granting to or conferring on you (or any connected companies, persons or entities) any rights of ownership or by license or otherwise, expressly or impliedly to the Intellectual Property.
10. COPYRIGHT INFRINGEMENT CLAIMS
The intellectual property rights of others are respected and infringing activity in our Application will not be tolerated.
If a copyright owner believes that his/her rights under applicable Copyright laws are being infringed by YOSR, User or another person or entity using our Application or Services, may sent a written notification to the following email address email@example.com , which shall include the following information:
- contact information (including phone number and e-mail);
- the material or work being infringed;
- if an authorized person shall act on behalf of the owner of the work(s) been infringed, duly attested authorization shall be provided;
- a statement that the use of the work or material is not approved and permitted by the copyright owner or the law; and
- a statement that the information in notification is accurate and you are authorized to act on behalf of the owner of the infringed copyright.
If any person who knowingly submits a notification claim under this section in violation of the law, YOSR reserves the right to seek all applicable damages.
11. PROHIBITED BUSINESS AND RESTRICTED LIST
Prohibited Business categories and Restricted List may be imposed through Prohibited Use Section or the requirements of the Developer pursuant to the country(ies) where the Application is launched. The types of Prohibited Businesses and Restricted List of activities that are mentioned in the Prohibited Use Policies are not exhaustive. If you are uncertain as to whether your business is a Prohibited Business or in the Restricted List or have questions about how these requirements apply to you, please contact us. We may add to or update the Prohibited Use Section and Prohibited Use Policies at any time.
(these Prohibited Business related to the country we launch the application in it)
12. DATA PROTECTION
Your privacy and the protection of your data are very important to us.
User agrees to comply with all applicable Data privacy laws by fulfilling their respective obligations under these Terms. You represent to us that you are in compliance with all applicable privacy laws, you have obtained all necessary rights and consents under applicable law to disclose to us, or allow YOSR to collect, use, retain and disclose any data that you provide to us or authorize us to collect, including information that we may collect directly from your end users via cookies or other means, and that we will not be in breach of any such laws by collecting, receiving, using and disclosing such information in connection with the service.
YOSR reserves the right at its sole discretion, to either (i) delete your Data or (ii) archive your Data for a period deemed reasonable by YOSR.
Any content you upload to the App will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us and other users of the App a limited licence to use, store and copy that content and to distribute and make it available to third parties.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to the App constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of the App.
YOSR represents and warrants to the best of its knowledge following:
- that it has all necessary rights, power and authority to enter into these Terms and to fulfil our obligations hereunder;
- that the provision of the Services will not breach any third-party rights, including without limitation, intellectual property, publicity or privacy, consumer protection, tort and product liability rights; and
- that the provision of the Services complies with all applicable laws, statutes, ordinances and regulations.
User represents and warrants that all necessary consents, as may be required, are obtained and/or secured. If User uses the Services or accesses the Application on behalf of or for the benefit of anyone other person, User shall be responsible for ensuring the right to do so. In the case of a third person requiring access to User’s Data, User is responsible for authorizing any such person and agrees that YOSR has no obligation to provide any such person with access without prior written authorization.
User indemnifies YOSR against any loss arising out of or in connection with YOSR’s refusal to provide such third persons with access or enabling access by such third persons to Data where this has been done with User’s written authorization.
14. ACKNOWLEDGMENTS AND DISCLAIMERS
User acknowledges and agrees that YOSR gives no warranty about the Services and Application and, without limiting the foregoing:
- the provision of, access to, and use of, the Services and the Application is on an “as is” basis and at your own risk;
- YOSR does not warrant that the use of the Services or the Application will be uninterrupted or error free, or that all software errors will be corrected. The operation and availability of the systems used for accessing the Service and the Application, computer networks and the internet, can be unpredictable and may from time to time interfere with or prevent access to the Services and the Application. YOSR is not in any way responsible for any such interference or prevention of your access or use of the Services;
- YOSR does not warrant that the Services or the Application will meet your requirements or that the Services or the Application will be suitable for any particular purpose. It is your sole responsibility to determine that the Services and the Application meet the needs of your business and are suitable for the purposes for which they are used;
- You remain solely responsible for complying with all applicable accounting, tax and other laws. It is your responsibility to check that storage of and access to your Data via the Application will comply with laws applicable to you;
- You are solely responsible for assessing the correct taxes you should charge your customers. It is solely your responsibility to assess, collect, report, or remit the correct tax to the proper tax authority. We are not obligated to, nor will we determine whether taxes apply, or calculate, collect, report, or remit any taxes to any tax authority arising from any transaction. You acknowledge that we may make certain reports to tax authorities regarding transactions that we process and merchants to which we provide card payment services.
YOSR EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, ACCURACY OF INFORMATIONAL CONTENT OR SYSTEM INTEGRATION ARISING OUT OF COURSE OF DEALING OR USAGE OF APPLICATION. WHILE OUR APPLICATION SERVE AS A PLATFORM TO PRODUCT AND SERVICES LISTINGS, YOSR IS NOT RESPONSIBLE FOR ENSURING THE LEGAL AND/OR REGULATORY COMPLIANCE OF THESE SERVICES.
YOSR DOES NOT WARRANT THAT THE APPLICATION AND THE SERVICES WILL BE UNINTERRUPTED, TIMELY, RELIABLE, SECURE OR ERROR-FREE AND EXPRESSLY DISCLAIMS ANY WARRANTIES AS TO THE MATERIALS CONTAINED THEREIN, THE SERVERS USED OR THE PRODUCT OR THE SERVICES OFFERED BY YOSR.
YOSR PROVIDES NO GUARANTEE OF ANY KIND; NEITHER CLAIMS ANY LIABILITY FOR ANY MISUSE OF THE PRODUCT AND THE SERVICES AS WELL AS FOR INCOMPLETE OR WRONG DATA SUBMITTED BY THE CUSTOMER TO THE AUTHORITIES OR TO ANY OTHER THIRD PARTY.
YOSR MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT HOW LONG WILL BE NEEDED TO COMPLETE THE PROCESSING OF A TRANSACTION. YOSR DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND YOSR WILL BE A PARTY TO OR IN ANY WAY WILL MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
THE PROVISIONS OF THIS SECTION SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAWIN THE APPLICABLE JURISDICTION.
15. LIABILITY AND INDEMNITY
YOSR is not liable for any consequential, special, indirect, exemplary or punitive damages arising out of or in any way related to these Terms or the other party’s use of the Application and Services, including without limitation loss of profits, revenue, interest, goodwill, loss or corruption of Data or other interruption of business, even if advised of the possibility of such damages.
Each Party shall defend, hold harmless and keep indemnified the other Party, its officers, directors and employees from and against all loss, claims, costs, liabilities, damages and expenses (whether civil or criminal and whether direct, indirect, economic, financial, consequential), including without limitation, loss of profit, loss of goodwill and loss of opportunity or otherwise suffered or incurred by the Party or any of its representative and/or officers arising from any wilful default, negligent or wrongful act or omission by the Party, representatives or any breach by the Party or any of the provisions of these Terms.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- use of, or inability to use, the App; or
- use of or reliance on any content displayed on the App.
If you are a business user, please note that in particular, we will not be liable for:
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
YOSR WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A VIRUS, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, HACKING OF THE APPLICATION, SERVER, PAYMENT GATEWAY, STOLEN CREDIT CARD INFORMATION, ANY CAMPAIGN DETRIMENTAL TO THE REPUTATION OF YOSR AND THE APP OR OTHER HARMFUL MATERIAL ACTIONS THAT MAY AFFECT YOUR DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE APP.
We assume no responsibility for the content of websites linked on the App. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We do not guarantee that the App will be secure or free from bugs or viruses.
You must not misuse the App by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the App, the server on which the App is stored or any server, computer or database connected to the App. You must not attack the App via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the App will cease immediately.
The User agrees that, in entering into these Terms, either it did not rely on any representations (whether written or oral) of any kind or of any person other than those expressly set out in this Agreement or (if it did rely on any representations, whether written or oral, not expressly set out in this Agreement) that it shall have no remedy in respect of such representations and (in either case) YOSR shall have no liability in any circumstances otherwise than in accordance with the express terms of these Terms.
Termination by YOSR:
YOSR reserves the right at its sole discretion at any time without notice, to modify or discontinue (temporarily or permanently) User's access to Application and Services, or any part thereof if YOSR believes that User is violating these Terms.
If User uses or attempts to use Application and/or Services for any purpose that contravenes these Terms (including without limitation tampering, hacking, Data scraping, modifying or otherwise corrupting the security or functionality of Application and Services), User may also be subject to civil and criminal liability.
We will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity.
The termination of these Terms shall not release any User of obligations which have already accrued in respect of any acts or omissions prior to termination. User shall remain liable for any accrued charges and amounts which become due for payment before or after termination.
In case of any overdue or outstanding amount, User must settle the same within 5 (five) days otherwise YOSR reserves the right to suspend your rights to access the Application and Data.
If User breaches any of these Terms (including by non-payment) and do not remedy the breach within 5 days after receiving notice of the breach if the breach is capable of being remedied YOSR has a right to terminate or suspend for any definite or indefinite period of time, restrict access and use the Services and the Application, suspend or terminate access to any or all Data through the Application or delete your Data at its sole discretion.
Upon termination you agree: (i) to immediately cease your use of the App (ii) to discontinue use of any YOSR trademarks and to immediately remove any YOSR references and logos from your website (iii) that we reserve the right (but have no obligation) to delete all of your information and account data stored on our servers, and (iv) we will not be liable to you for compensation, reimbursement, or damages in connection with your use of the App, or any termination or suspension of the Service or deletion of your information or account data.
17. SERVICE AVAILABILITY
Whilst YOSR intends that the Services and the Application should be available 24 hours a day, seven days a week, it is possible that on occasions the Services or Application may be unavailable to permit maintenance or other development activity to take place. If for any reason YOSR has to interrupt the Services for any period, YOSR will use best and reasonable endeavours to provide the fullest information possible to assist us in diagnosing any faults and resolve the problem.
As part of the subscription and registration, YOSR will use commercially reasonable efforts to promptly resolve issues with the Application reported through the “Support” feature of the Application.
Support can be sought via the following contact channels:
Email – firstname.lastname@example.org
Emailed requests to the helpdesk will automatically create a new request (ticket).
18. RULES OF YOSR
- All type of Users can create an Ad related to category;
- The Ad may be promoted or not;
- User can call the owner of this Ad or send him a message.
- Only User can create an Auction;
- User can bid for existing auction;
- User can like, share, follow, report the Auction;
- User can make live streaming.
- Only company can create a group;
- User can join the group;
- User can invite people to group;
- User can create post in the group;
- User can send message to group;
- User can like, share, follow, report the group.
- User can create a profile and add his information;
- User can see hid Ad, Group, Auction, Post in his profile;
- User can buy, exchange, transfer points;
- All the accounts can transfer Points among each other.
Yosr has the right to run or stop the application in any Country without prior notice, and when Yosr stop running application
in any country, users will not be able to use Yosr app for that Countries.
Only the Users can redeem their Points by Gold (or what will be equivalent as the sole discretion of the Developer).
Points earned by watching promoted Ads, or earned by any way from Yosr app, will be expired after (365) Days of erning day.
Any manipulating with any competition in Yosr app, or any wrongly earning points will be deducting from user directly
Any transferred point from any deleted account will be deducted directly
Any earning point from deleted account like (share point, Transfer, buy points,…) will be deducted directly
For purchase points by payment gateway, or any third party, will be deducted if the account was deleted and not restored within (30) days
19. FORCE MAJEURE:
Neither Party will be in breach of any obligation under these Terms if it is unable to perform that obligation in whole or in part by reason of an act of Force Majeure, defined as all events which are beyond the control of the Parties and which are unforeseen or if foreseen are unavoidable and which render impossible the performance of any material obligation or exercise of any material right under these Terms by either of the Parties (hereinafter the “Force Majeure”).
If either Party wishes to rely on this section, it shall immediately give written notice to the other party with full details of the act or matter claimed as a Force Majeure event. The party affected by the Force Majeure will take all reasonable steps to remedy the failure to perform its obligations and to keep the other Party informed of the steps being taken to mitigate the effects of the Force Majeure.
20. WAIVER AND SEVERABILITY
If any term or provision of these Terms, or the application thereof, shall to any extent be invalid or unenforceable, the remainder of these Terms shall be unaffected thereby and shall remain in full force and effect and each term and provision shall be valid and enforced to the fullest extent permitted by law.
A waiver of any breach of any provision in these Terms shall not be effective unless that waiver is in writing and is signed by the party against whom that waiver is claimed. If either party waives any breach of these Terms, this will not constitute a waiver of any other breach. No waiver will be effective unless made in writing.
21. ENTIRE TERMS
22. NO ASSIGNMENT
You may not assign or transfer these Terms or any of your rights to another person without prior written consent of YOSR.
All legal notices and changes related to these Terms will be in writing and sent to this email address: email@example.com.
You agree to provide and keep current accurate and complete information, maintain the confidentiality of your account and log-in credentials. You agree to accept responsibility for all activities that occur under your account.
Except as required by law or the prior written consent of the other each Party will preserve the confidentiality of all Confidential Information of the other obtained in connection with these Terms. Neither party will, without the prior written consent of the other, disclose or make any Confidential Information available to any person, or use the same for its own benefit, other than as expressly contemplated by these Terms or, where YOSR is the recipient, in order to provide the Services to You. Each Party's obligations under this clause will survive termination of these Terms.
A party’s Confidential Information shall not be deemed to include information that:
- is independently developed by the receiving party, which independent development can be shown by written evidence;
- is lawfully disclosed to the receiving party by a third party without restriction on disclosure;
- was in the other party’s lawful possession before the disclosure;
- becomes publicly known other than through anything the person receiving it does or fails to do.
Each party shall take all reasonable steps to ensure that the other’s Confidential Information to which it has access is not disclosed or distributed by its employees or agents in violation of these terms.
25. GOVERNING LAW
These terms and conditions of business are governed by the laws of the United Arab Emirates and the parties submit to the exclusive jurisdiction of the United Arab Emirates courts over any matter or claim (including non-contractual matters of claim) arising under or in connection with these terms and conditions of business.